Book a no-cost Medicare timing consultation
Thirty minutes by phone or video with an independent advisory firm. Bring your birth date, your work and coverage situation, and your 2024 tax return. Leave with your enrollment dates, your expected Part B cost, and whether the surcharge applies or can be appealed.
What the consultation covers
Your windows
Initial, Special, and Medigap enrollment dates for your birthday and your job, including the born-on-the-1st and still-working cases.
Your cost
Part B at $202.90 plus any surcharge tier from your 2024 return, and whether form SSA-44 can lower it in your retirement year.
Income sequencing
Which accounts to draw from in the years around 65 so that Roth conversions, capital gains, and RMDs do not land you in a higher tier.
Coverage before 65
If you are retiring early: COBRA, marketplace, and spouse-plan options priced for your income.
What it does not cover
Choosing a specific Medigap, Advantage, or Part D plan. The advisory firm does not sell insurance. For plan comparisons we point you to Utah’s SHIP counselors and Medicare.gov’s plan finder.
The consultation is provided by an independent third-party advisory firm to which we refer you; we are paid for the referral. See our Referral Marketing Disclosure.
Talk it through before you decide
Bring your birth date, your work situation, and last year’s tax return. Leave knowing your enrollment window, what Medicare will cost you, and whether the income surcharge applies.
- No-cost, no-obligation consultation
- Statewide by phone or video
- Education first — no plans sold here
Request your no-cost consultation
Tell us how to reach you — we follow up within one business day.