Terms & Conditions

Use of this site

By using turning65utah.com you agree to these terms. The site provides educational information about Medicare enrollment and costs and refers visitors who request it to an independent advisory firm. It does not sell insurance and does not provide individualized insurance, legal, tax, investment, or medical advice.

Calculators

The tools compute published rules for the inputs you enter. They simplify by design, may not reflect your circumstances, and are not a substitute for confirming your dates and amounts with Social Security, Medicare, or a licensed professional. You are responsible for decisions you make.

Accuracy

We verify figures against primary sources and review them each November and January, but rules and amounts change and errors are possible. If you find one, email us and we will correct it.

Referrals

Consultations are provided by an independent third party. We are compensated for referrals as described in the Referral Marketing Disclosure. We are not responsible for the services of the firm we refer you to.

Intellectual property

Site content is ours or used with permission. You may quote brief excerpts with attribution and a link.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss arising from use of this site or reliance on its content. Some jurisdictions do not allow such limitations; in that case they apply to the extent allowed.

Governing law

These terms are governed by the laws of the State of Utah.

Counsel review suggested before relying on these terms in a dispute.

Last updated September 10, 2026.