Referral Marketing Disclosure

You should know exactly how this website works and how it makes money. Here it is, plainly.

This is a referral website

Turning 65 Utah is an educational and advertising website. Every guide and calculator is available at no cost. When you request a consultation, by form or by phone, your contact information is referred to an independent, third-party financial advisory firm that provides the consultation and any later services.

We are paid for referrals

We receive compensation from the partner firm for referrals. That is how this site is funded. It creates a financial incentive for us to encourage you to request a consultation, and you should read what is here with that in mind. The consultation costs you nothing, and our fee is not added to anything you may later pay the firm.

We do not sell insurance

Neither this site nor the advisory firm sells Medicare Advantage, Medigap, or Part D plans, and we receive no commissions from insurers. For plan choices we point you to Utah’s SHIP counselors and Medicare.gov.

Why we don’t name the firm here

Our partner relationship may change. When you are contacted, the advisor will identify the firm clearly; ask about its registrations, services, and fees, and request its Form ADV or equivalent disclosures.

Not affiliated with the government

We are not connected with or endorsed by the U.S. government, the federal Medicare program, CMS, or the Social Security Administration.

Last updated September 10, 2026.